Category Archives: Businesses

IDLife: Experience The Difference

The revolutionary health and wellness company, IDLife, wants you to experience your life differently. And by differently, they mean better. Their products are individually designed with you in mind. They understand that no two bodies are the same and should be treated as such. “Our mission is to offer the highest quality products and programs available to help you lead a healthier life.” Here are three of their non-GMO and gluten-free products:

ID Nutrition

This is the first fully customizable vitamin the world has ever seen. After completing IDLife’s HIPPA compliant IDAssessment, you will receive supplements that have the specific nutrients your body needs. 18 years of research has led their scientists and doctors to take factors into consideration for this innovative technology; such as, your current medications, dietary habits, allergies, and more.

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Vegan Shakes

These delicious vegan shakes are created with garden fresh ingredients of the highest quality. Every scoop contains the recommended daily dosage of fruits and vegetables along with chia, flax, and quinoa. The 20 grams of plant-based protein enriched with enzymes will help you build lean muscle and support healthy digestion.

IDLife Sleep Strips

These mint flavored sleep strips will help you relax and sleep better at night so you can wake up feeling refreshed. To ensure they’re safe for the occasional sleeplessness, they’ve been formulated with natural flavors and sweeteners; leaving out any habit-forming ingredients. You’ll be able to increase REM sleep without the groggy feeling.

IDLife is run by an extraordinary group of individuals who all share the same goal: to create positive results for everyone who puts their trust in this company. You can start your IDLife experience now by visiting www.IDLife.com and filling out their free and confidential health assessment. Your answers will be used to create your customized vitamin program with supplements that are backed-up by science.

For more information about IDLife, just click here.

Bob Reina and the Talk Fusion Mission

Bob Reina is the founder as well as the CEO of the video marketing and communication solutions company, Talk Fusion. Talk Fusion was started back in 2007 as a response to what Bob Reina thought was a rapidly growing marketplace: video marketing for customers looking to connect directly to their clients. Reina has done a lot of great work since then in order to guide the company to the next level and we’ll dive into his theory on the craft of entrepreneurship. Learn more: http://blog.talkfusion.com/

 

Bob Reina wasn’t always working in internet marketing. In fact, Reina was on the police force for nearly ten years before he was ever introduced to the concept. Reina was working at an off duty gig when a chance encounter with a network marketer opened up the concept of eventually starting his own business. Reina took this kernel of information and kept it stored, slowly working on different concepts that he would eventually bring to life. Reina calls this his big moment but it wouldn’t be for a few years that he put his plans into action. Learn more: http://www.superbcrew.com/talk-fusion-delivers-award-winning-video-communication-products-and-video-marketing-solutions/

 

Reina believes in having passion for his product and utilizing it to really get his product out into the world. Reina says, “Success arrived pretty rapidly for us, because we created the right product at the right time.” Reina goes on to say that the reason for Talk Fusion’s success was that he was charismatic about the Talk Fusion enterprise. Reina talked up a storm about the products that Talk Fusion was creating before the company was ever going to market. So by the time Talk Fusion was ready to open their doors, the company already had legible steam within the community.

 

Reina goes on to say about Talk Fusion, “Our excitement instantly started making waves.” Reina launched Talk Fusion around the Video Email application and it has long since been their flagship program. The Video Email application allows customers to embed videos directly into their emails in order to streamline the promotional process. Talk Fusion has also developed a slew of other marketing programs including in their marketing suite for online entrepreneurs. Learn more: https://www.businessforhome.org/2011/11/bob-reina-ceo-talk-fusion-interview/

 

Good Investments Rest on Three Pillars, Says Richard Blair

There’s a lot of advice and methodology people rely on in order to get their finances in order and prepare for the future. Retirees are especially targeted because they find themselves in a position where they both have wealth to invest and a need to rely on expertise to manage it properly. Richard Blair of Wealth Solutions understands this circumstance, and his firm uses a three pillar approach to making sure their clients meet their financial goals.

 

Wealth Solutions applies Blair’s tested approach to help their clients assess their current wealth status, grow it, and maintain it for the future with a better understanding of how changing markets affect capital. This financial planning not only gives clients the means to live more comfortably but to also be more savvy when deciding how to manage capital.

 

With such a structured approach, the advisors at Wealth Solutions put clients into the right frame of mind as their current financial standing is better understood, making it possible for a reasonable projection to be made in order to reach their investment goals. This is done with the understanding that the means of the individual and their ability to grow their initial wealth is an individual manner, changing from client to client and subject to changes depending on the current state of the market.

 

The first pillar Blair defines as understanding the client. This is when an advisor makes an assessment to the clients actual investment possibilities, approximates their possibility for reaching certain financial goals, and understanding some of their spending habits which may impact the potentiality for returns. Taking this information, the advisor can then chart out a plan that helps the client get from where they are to the path that gets them closer to meeting their investment goals.

 

The next pillar focuses on strategy. Knowing where the client stands and where they intend to be financially, the advisor is then able to determine how to best strengthen their portfolio and get them there. This includes eliminating as much unnecessary risk as possible and maximize returns in a way that doesn’t work against the current market.

 

The third and final pillar in Blair’s plan focuses on insurance. Many of the clients that come to Wealth Solutions are retirees or those soon to retire, meaning that health concerns and end-of-life expenses are a consideration that must be appreciated. By making sure insurance for long-term care and life insurance are accounted for, clients can avoid large unexpected expenses or reducing the worth of their estate.

 

About Richard Blair:

 

Richard Blair graduated from the University of Houston with a Bachelor’s Degree in Finance. This set him up for a career as a financial advisor. In 1994 he founded Wealth Solutions in Austin, Texas, advising clients ho to best handle financial markets and prepare for retirement.

 

David Osio’s Davos CAP Calculator

 

Davos Real Estate Group has recently released a mobile app called the “Davos Cap Calculator,” meant to assist in financial investments of US properties. It allows one to calculate the net income, capitalization rate, and cash flow of real estate investment. One of the capabilities of the Davos Cap Calulcator is a function that allows one to enter mortgage information to see how the terms and conditions of this impact the profitability and cash flow of the investment. More functions of the application are already planned, such as the implication of search properties in MLS (Multiple Listing Services) in order to calculate mortgage and other industry-related services. CEO David Osio states that having a property as an alternative asset in an investment portfolio is important because it diversifies the portfolio. This gives a balance in yield spreads and can improve returns and reduce risk levels. The Davos Cap Calculator is available now to download for free on the iTunes and Google Play stores.

The Davos Real Estate Group is led by CEO David Osio, and is just one of the companies that make up the Davos Financial Group. Osio graduated from Andres Bello Catholic University, a leading university in Venezuela, in an advanced management program for International Banking Law. He started his career as the President and CEO of the company OPED Enterprise in 1981, where he worked with coffee export programs. He later climbed the ranks of Letco Commercial Companies, structuring marketing programs for industrial products in the US. Eventually, Osio obtained a leading position in the Private Banking Division of Banco Latino International (BLI) in Miami, and was promoted to Vice President of Banking Commercial in less than two years.

David Osio decided to start his own business ventures in 1993, which became the Davos Financial Group. The Group was the first in Venezuela to provide financial advice for such exclusive clientele. Something that David Osio considers of the highest importance is maintaining and promoting social responsibility within his companies. Osio and his companies have consistently collaborated with nonprofit organizations, especially those with a focus on helping communities and people in need through art and culture. Osio supports many different foundations, both national and international, including the UMA Foundation, Fundana Foundation, and Children’s Orthopedic Foundation. The Davos companies have also won many international awards due to Osio’s management performance and social contributions to the community.

Reasons Why Stock-Based Loans Are Becoming Popular

Equity First Holdings has seen more purchase in stock-based loans and margin loans at a time that banks and other financial institutions have tightened their lending criteria. Equity lending is gaining more popularity by catering to clients that do not qualify for conventional credit-based loans.
In recent times, banks have stiffened their lending criteria by imposing stringent rules for borrowing. Such rules include tightened credit qualifications and increased interest rates. Al Christy believes that loans collateralized by stock are an innovative substitute for loans borrowed by individuals that seek capital. Stock-based loans are advantageous because they offer higher loan-to-value ratio than margin loans. Moreover, they offer a fixed interest rate that provides certainty throughout the transaction period.
Christy said that market fluctuations are inevitable over three years. She continued by stating that stock-based loans provide a hedge because they lower a person’s investment risk in a downside market. Christy further said that stock-based loans are better than cash loans because they have a non-recourse feature that enables the borrower to walk away from the loan at any given time. Therefore, the borrower can keep the initial proceeds without any obligations to the lender.
Christy stated that borrowers of stock-based loans expect fixed interest rates between three to four percent. The loan-to-value ratio of stock-based loans ranges between 50 and 70 percent. Moreover, the lender of a margin loan can liquidate a borrower’s collateral without warning at any given time. On the contrary, margin loans have a lower loan-to-value ratio of 10 to 50 percent.
Equity First Holdings is a company that provided security-based lending services to investors and businesses. The company was founded in 2002. Its headquarters are Indianapolis, Indiana. The Founder and CEO of the company said that the firm had been built on a code of transparency and integrity. She stated that the firm relies on the leading regulatory, legal, and trading institutions for counsel.
The company has successfully managed to complete more that 650 transactions worth more than $1.4 billion since it was founded. The firm has subsidiaries in Hong Kong, Britain, Australia, and Singapore.

More information for Equities First:

http://finance.yahoo.com/news/global-lender-equities-first-holdings-124500530.html